North Penn Bank Website Privacy Policy

We at North Penn are very aware of the importance of protecting the privacy of our customers and on-line visitors. The information we receive from you during a visit to our website varies depending on what you do during your visit.

If you visit to download or read information from our web pages (for example: CD rates, loan rates or branch information):

The information we collect during this type of visit to our website is used to tabulate the number of visitors to our site, what pages were visited and if you came to us from someone else's site. Also we would track the time and date of your visit. This type of information is used to help make our website more "user-friendly" by knowing which pages were visited and how often.

If, while at our website, you send us an e-mail:

You may supply us with personally-identifying information in your e-mail in order to process your request. We or our business partners for the purpose of fulfilling your request may retain this information. We realize this information is private and personal, and we treat it the same as if it were received in any other written form, such as a letter or fax.

Finally...

Any personal information we receive from visitors to our website is only used to identify you, to help fulfill your requests, and to communicate with you. We never sell personal information to any third party.

NOTICE OF PRIVACY PRACTICES

Important Information About the Personal Data We Collect and How It Is Used

We at North Penn Bank respect your right to privacy and are committed to treating customer information responsibly. Confidentiality has always been the foundation of our industry.

Categories of Information That We May Collect

We collect nonpublic information about you from the following sources:

? Information we receive from you on applications and other forms. ? Information about your transactions with us. ? Information we receive from a consumer-reporting agency.

Categories of Information That We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We do not share medical or health information except to process transactions or to provide services you have requested or initiated.

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and/or services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.

Customers and members of the public may receive copies of this notice of privacy practices by contacting us.

Online Banking and Bill Payment

Identity Theft Prevention