North Penn Bank Mortgages

The rates listed below apply to single family, owner-occupied homes.
Rates for Commercial and Investment properties will be quoted on an individual basis.

Fixed Rate Mortgages

Equal Housing Opportunity Lender

Rates effective 11/14/08 *

LOAN TERM	INTEREST RATE	ANNUAL PERCENTAGE RATE**	POINTS	MONTHLY PAYMENT PER $1,000.
15 Years	5.375% 5.625% 5.875% 6.125%	5.899% 5.993% 6.086% 6.180%	Three (3) Two (2) One (1) None	$8.10 $8.24 $8.37 $8.51
20 Years	5.675% 5.875% 6.125% 6.375%	6.095% 6.170% 6.295% 6.419%	Three (3) Two (2) One (1) None	$6.98 $7.09 $7.24 $7.38
30 Years	5.750% 6.000% 6.250% 6.500%	6.066% 6.223% 6.379% 6.543%	Three (3) Two (2) One (1) None	$5.84 $6.00 $6.16 $6.32

Call your local branch for details

These rates assume a 80% Loan-To-Value ratio; 95% LTV with Private Mortgage Insurance are also available at the same base rate.

*** For new construction loan rate add either 1/2% to the rate or add one point ***

* Rates on this page are in effect as of the above date and may change without further notice.

** APR is based on the maximum term in each category per $50,000 borrowed and $25.00 Flood Search Fee and $75.00 Tax Monitoring Fee and $75.00 Underwriting Fee.

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